When money is tight, as it often is for much of the population, a solution must be found. The best thing to do is to find a way to bring in more money. Whether that is through a second job, a home based business, selling possessions, or any other means depends on what a person is willing to do and what may be available.
A home based business such as network marketing (MLM or multi-level marketing) may be a way to earn money, but it is not for those who need money in a hurry. It can, and usually does, take a long time to build up such a business to the point where it is paying anything and checks are received. It takes an initial investment of cash and a monthly purchase in order to become lucrative.
While it is true that many people are finding success in network marketing with some becoming millionaires in the process, there are more failures than successes in this field. It is possible, however, to build a comfortable income through this means of a home based business which can be worked on one's own time and in one's own way.
Although millions of people are out of work, there are "help wanted" signs all over in windows of businesses. People who need extra money can often find a part-time job which will bring in enough to offer some relief to the dire financial circumstances in which they may find themselves. If it is a temporary situation, there should be a suitable way out if a person is willing to put in the extra effort of working a second job.
With the popularity of sites like eBay and Craig's List, it should not difficult for most enterprising people to find a buyer for items they have in their possession which may bring in some needed cash. Someone may be looking for just the item that is sitting in a closet unused and unnecessary to keep.
Some people who are desperate for money or who want an easy way out may resort to criminal activity. While many people get away with crimes, it is not a good answer for anyone. It is not difficult for people who work in establishments where credit cards are used for purchases to steal the credit card information and to spend another person's money. It may be true that most people who resort to this means of getting extra money are not caught, but it is very foolish to try it. Who wants to risk going to prison? There are "career criminals" who do this regularly and get away with it, but it is totally unwise to do anything dishonest because it usually leads to worse actions and possibly to horrible consequences.
Finding a workable solution to money problems is possible if a person is willing to investigate possibilities and put in the honest effort to make something pay.