The decision of the Reserve Bank of Australia (RBA) to lower interest rates resulted to a failure for possible credit growth in the country since households are racing to finish off their debts rather than...
Financial Literacy - Ways of Making People Aware of Financial Services
Everyone needs financial services, even if they do not have a single penny. This is because it is impossible in this day and age to live without money and, hence, without financial services. However, a tiny...
Financial Planning - Helping For Your Future Goals
Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the life goals that may be important to you, and each comes with a price tag attached. That's where...
What Are The Alternative Financing Channels For SMEs? (Amended Version)
The Singapore's Government has for a long time been trying to cultivate a spirit of entrepreneurship among Singaporeans. But it recognises the difficulties SMEs may face in securing financial aid from banks;...
Do You Have An Economic Plan?
If you are the type that follows economic news closely, you know that things have been a little wild as of late. Banks are moving to a new Bail-In program that could cost depositors a portion of their savings...
Participation Of Banking And Financial Sector In Competitive Landscape
Banks and financial institutions are increasingly participating in the economic development and business aims. They are consistently exploring newer ways to support development initiatives and specifically...
Banks, Emerging Markets, and Devaluating Economies
Banks have been the main player in discussions on the prospects of economic structures around the globe. Slacking recovery from the fiscal crisis has triggered a new wave of depression in the community. In...
Spiritual Reasons for the Economic Downturn
Have you ever thought deeply about the recession? What brought insurance companies to a point where they defaulted? They are meant to cover losses so what made them lose?Upbringing and CounsellingWe all tell...
Our God Sees Our Financial Struggles And Strains
Does it ever feel like God has disappeared? A trial comes into our lives unexpectedly, and suddenly, we no longer feel God's presence. In an effort to maintain our sanity, we begin trying lots and lots of...
How to Open an Offshore Bank Account As an American
With the world in chaos and bankrupt governments everywhere dreaming up new schemes to get their hands on your hard-earned money, more and more people are looking offshore for a place to move some of their...
Are We Being Way Too Negative on the UK Economy?
In the UK, things are looking a lot brighter than they have for some time. Recently the IMF upgraded their UK GDP forecast for 2013 from 0.9% to 1.4% and for 2014 from 1.5% to 1.9%. That's a big move, and...
Employees Need Direct Education To Eliminate Mistakes
The Employee Benefit Research Institute tells us that more than 50 percent of all 401(k) plan participants have yet to complete a retirement needs calculation, even as more responsibility for retirement outcomes...
Essentiality of a Professional Auditing Company in Expense and Overhead Cost Reduction
Finance is the spinal element of every organization. Without adequate financial stronghold, organizations are likely to miss out on opportunities of huge commercial accomplishments. Business owners prefer...
Crucial Details To Realize About Chapter 11 Bankruptcy
Chapter 11 bankruptcy is comparable to both Chapter 7 and also Chapter 13 bankruptcy in that it shields the general property and house of the people in financial trouble and/or the corporation. Much like...
Watching Out For Your Own Welfare
This is an incredible world full of remarkable people who have achieved great things. It is also a world which contains a lot of dishonest people and criminals who would do anything to make life miserable...
Who Do You Trust More - Your Accountant or Your Financial Advisor?
There have been many articles that I have read and poll results I've seen through the years that place the accountant and/or CPA at the top of the "most trusted advisor" ladder over other such notable professionals...
Advantages Of Invoice Factoring
Improving one's business is such a complicated job. Business owners need to cater to their business needs and ensure that their employees can provide them with the services to help their clients. Moreover,...
First Rule of Investing - When Everyone Else Panics - You Don't!
The world woke up Monday morning to a sound of crashing gold; down from $1700 to less than $1400 because once again, that little country of Cyprus is causing problems. Due to their enormous financial problems,...